Subject: Counterfeit Cashier's Checks
Date: May 28, 2015
Description: First Financial Bank, N.A.
Counterfeit Cashier’s Checks of First Financial Bank, N.A., Abilene, Texas
To: Chief Executive Officers of All National Banks and Federal Savings Associations; All State Banking Authorities; Chair, Board of Governors of the Federal Reserve System; Chairman, Federal Deposit Insurance Corporation; Conference of State Bank Supervisors; Deputy Comptrollers (Districts); Assistant Deputy Comptrollers; District Counsels; and All Examining Personnel
The above-named bank has reported that counterfeit cashier’s checks using a correct routing number of 111301122 are being presented for payment nationwide in connection with an Internet-based employment and overpayment scam.
Two variations of counterfeit checks currently in circulation resemble the bank’s authentic checks. The counterfeit checks may be identified, however, by the following traits:
Neither version of the counterfeit checks contains the bank’s telephone number of (325) 627-7000 or Federal Deposit Insurance Corporation membership information.
Potential victims of this scam are contacted via e-mail to earn income by wrapping their vehicles in brand name logo advertisements. Once the assignment is accepted, the potential victim receives payment in the form of a counterfeit check, which is made payable for a higher amount than the salary agreed upon. The recipient is instructed to deposit the check into his or her bank account and immediately send the overpayment portion to a third party by wire transfer.
For additional information and to verify the authenticity of cashier’s checks drawn on First Financial Bank, N.A., please contact the bank’s Customer Service Department by mail at P.O. Box 701, Abilene, TX 79604; by telephone at (855) 660-5862; by fax at (877) 627-7190; or by e-mail at firstname.lastname@example.org.
Consumers who receive counterfeit or fictitious items and associated material should file complaints with the following agencies, as appropriate:
Additional information concerning this matter that should be brought to the attention of the Office of the Comptroller of the Currency (OCC) may be forwarded to
Office of the Comptroller of the Currency
For additional information regarding other types of financial fraud, please visit the OCC’s anti-fraud resources page.
Ellen M. Warwick