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Alert 2018-7 | June 29, 2018
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Chief Executive Officers of All National Banks and Federal Savings Associations; All State Banking Authorities; Chair, Board of Governors of the Federal Reserve System; Chairman, Federal Deposit Insurance Corporation; Conference of State Bank Supervisors; Deputy Comptrollers (Districts); Assistant Deputy Comptrollers; District Counsels; and All Examining Personnel
The above-named bank has reported that at least five variations of counterfeit official bank checks using the bank’s routing number of 271170390 are being presented for payment nationwide in connection with various online employment opportunity scams involving mystery shopping and automobile advertising wraps.
The counterfeit checks resemble the bank’s authentic items but may be identified by the following traits:
Variation No. 1
Variation No. 2
Variation No. 3
Variation No. 4
Variation No. 5
Checks presented to date have been made payable in amounts ranging from $1890.50 to $2,483.94.
Known scams include the following:
Secret Shopper Money Transfer Service Potential victims of the mystery shopping scam have received correspondence accompanying the check, which contains the names of a nationally known retail store and money transfer service within the letterhead. The correspondence instructs the potential victims to confirm receipt of the packet by sending an email to [cssevaluate@gmail.com] and [averyg@works-desk.org]. The recipient is further instructed to deposit the funds at his or her financial institution and to email a copy of the deposit slip to the perpetrator. The letter informs the recipient to retain $400 for commission and to purchase a small dollar amount cashier’s check made payable to “First Book” under the guise that this will be donated to charity. The majority of the funds are to be used to conduct two wire transfers to the perpetrators at a well-known retail store for the purported purpose of the victim surveying the services of the money transfer center located within the retail store. The following statement is contained within the letter: “Under no circumstances should you acknowledge that you are evaluating their services as that will defeat the purpose of the whole program, some of the security questions which can trip you include, but not limited to the following: If or when asked if you are a mystery shopper, answer NO. If or when asked if you know the recipients, answer YES.” The correspondence contains a point-of-contact name of Grace Avery, Corporate Research International, with text message telephone numbers of 646-948-1569 and 646-349-2344.
Secret Shopper Gift Card Potential victims of the gift card scam have received correspondence accompanying the counterfeit check, which contains the name of a well-known mobile device management and entertainment application. The correspondence instructs the potential victims to confirm receipt of the packet by sending either an email to [admin@22itunes.com] and [judithbrant@outlook.com]. The recipient is further instructed to deposit the funds at his or her financial institution and to confirm the deposit with an email to the perpetrator. The letter informs the recipient to retain a small portion of the deposited funds for commission and fees as well as for a charitable donation to be made later. The majority of the funds are to be used in at least two separate transactions purchasing $100- and $50-denomination gift cards at any retail store for the purported purpose of the victim surveying the conduct of the sales representatives. The following statement is contained within the letter: “At the stores; under no circumstances should you acknowledge that you are evaluating their services as that will defeat the purpose of the whole program, some of the security questions which can trip you include, but not limited to the following: If or when asked if you are a mystery shopper or was sent by SOMEONE, answer NO. If or when asked if you know the recipients of the Cards, answer YES, FAMILY GIFTS.” Following the purchase of the cards, the potential victim is told to scratch the cards to reveal the card numbers and to send photos of each card to the perpetrator. The correspondence contains a point-of-contact name of Judith Brant, Corporate Research International, with a text message telephone number of (636) 231-5719.
Automobile Wrap Advertising Potential victims of the car wrap scam have received correspondence accompanying the counterfeit check, which contains the name of a nationally known brewing company within the letterhead. The potential victims are told to deposit the check into his or her bank account and send the perpetrator a copy of the deposit slip. The letter instructs the recipient to retain $400 for his or her service providing automobile wrap advertising for the company. The victim is instructed to visit a well-known money transmitter to conduct two wire transfers to the perpetrators for the purported purpose of paying decal specialists who will be in contact with details on performing the automobile wrap. Contact information contained within this correspondence includes the name of Daniel Crowder, an email address of [danielcrowder@vandex.com], and a text-only telephone number of 973-963-9354.
For additional information and to verify the authenticity of official bank checks drawn on First Federal Savings Bank of Champaign-Urbana, please contact Senior Vice President of Deposit Acquisitions Elizabeth Reed by mail at 1311 S. Neil Street, P.O. Box 1010, Champaign, Il 61824-1010; by telephone at (217) 356-2265; by fax at (217) 356-2502; or by email at ereed@356bank.com.
Consumers who receive counterfeit or fictitious items and associated material should file complaints with the following agencies, as appropriate:
Additional information concerning this matter that should be brought to the attention of the Office of the Comptroller of the Currency (OCC) may be forwarded to
Office of the Comptroller of the Currency Special Supervision Division 400 7th St. SW, Suite 3E-218; MS 8E-12 Washington, DC 20219 Phone: (202) 649-6450 Fax: (571) 293-4925 www.occ.gov occalertresponses@occ.treas.gov
For additional information regarding other types of financial fraud, please visit the OCC's anti-fraud resources page.
Monica A. Freas Director for Enforcement and Compliance
