Skip to main content
OCC Flag

An official website of the United States government

News Release 2024-128 | December 2, 2024

OCC Releases CRA Performance Evaluations for 19 National Banks and Federal Savings Associations

WASHINGTON—The Office of the Comptroller of the Currency (OCC) today released a list of Community Reinvestment Act (CRA) performance evaluations that became public during the period of November 1, 2024, through November 30, 2024. Under the CRA, the OCC assesses an institution’s record of meeting the credit needs of its entire community, including low- and moderate-income neighborhoods, consistent with the safe and sound operation of such institution.

The list includes the national banks, federal savings associations, and insured federal branches of foreign banks that have received CRA ratings. Possible ratings assigned are outstanding, satisfactory, needs to improve, and substantial noncompliance. The CRA evaluations released are:

Institution City State CRA Rating
The Malvern National Bank Malvern AR Satisfactory
El Dorado Savings Bank, F.S.B. Placerville CA Satisfactory
Santander Bank, National Association Wilmington DE Outstanding
CenTrust Bank, National Association Northbrook IL Satisfactory
Peoples National Bank, N.A. McLeansboro IL Satisfactory
FCN Bank, National Association Brookville IN Outstanding
Bonvenu Bank, National Association Bossier City LA Satisfactory
Mutual Savings and Loan Association Metairie LA Satisfactory
Minnstar Bank National Association Lake Crystal MN Satisfactory
The First National Bank of Osakis Osakis MN Satisfactory
The National Bank of Coxsackie Coxsackie NY Satisfactory
Warsaw Federal Savings & Loan Association Cincinnati OH Satisfactory
Security First National Bank of Hugo Hugo OK Satisfactory
Evergreen Federal Bank Grants Pass OR Outstanding
The First National Bank and Trust Company of Newtown Newtown PA Satisfactory
First Western Federal Savings Bank Rapid City SD Satisfactory
The First National Bank of Middle Tennessee McMinnville TN Satisfactory
Community National Bank & Trust of Texas Corsicana TX Satisfactory
Legend Bank, National Association Bowie TX Satisfactory

The OCC's website offers access to a searchable list of all public CRA evaluations issued since April 1996. The OCC also publishes a list of institutions to be examined for compliance with the CRA in the next calendar quarter.

To receive alerts for news releases announcing CRA performance evaluations, subscribe to OCC Email Updates.

Related Link

Media Contact

Monica McCoy
(202) 649-6870