Truth in Lending Act (Regulation Z)

Summary

This fact sheet provides an overview of the Truth in Lending Act (TILA) – as outlined by Regulation Z – which requires lenders to disclose information about charges and fees associated with most types of consumer loans such as mortgages, home equity loans, home equity lines of credit, car loans, and credit cards. This publication also provides the key protections and requirements of TILA and other resources, including how to request assistance or file a complaint.