Minority Depository Institutions

The OCC works to promote and revitalize MDIs through a range of initiatives, including technical assistance, efforts to promote greater access to capital, facilitating bank partnerships and collaborations, and expanding technology capabilities. The OCC is committed to furthering the regulatory and legislative mandates designed to support the creation and preservation of these institutions which often serve economically challenged and traditionally underserved communities.

Minority Depository Institution Advisory Committee

The Minority Depository Institution Advisory Committee (MDIAC) helps the OCC assess the state of OCC-supervised minority depository institutions, advises on their supervisions, and shares ways to help ensure minority institutions remain a vibrant part of the federal banking system.

Resources

• MDI Policy Statement (2022) (PDF)
• Minority Depository Institutions (PDF) - Get a current list of OCC-supervised minority depository institutions.
• BankNet - Log on to this secure Website exclusively for employees of national banks and federal savings associations for email, financial services industry news, tools and reports, a calendar of upcoming events, and more.
• Community Bank Director Workshops - Register for effective workshops that focus on roles and responsibilities for directors of national community banks and federal savings associations.
• Subscribe to OCC Email Updates - The OCC offers a variety of information through free email subscriptions
  • OCC News - Alerts, bulletins, news, and information about the mission, people and capabilities of the OCC
  • OCC Community Affairs - Information about community development, small business financing, financial literacy, and consumer protection
  • OCC Education Announcements - Announcements about outreach and educational opportunities for bank professionals
  • OCC Responsible Innovation - Receive periodic news, updates, and other information regarding responsible innovation affecting the federal banking system.

References

• OCC Bulletin 2010-6, Policy Statement on Small Business Borrowers

Publications

• Report to Congress on Preserving and Promoting Minority Depository Institutions - 2023
• Report to Congress on Preserving and Promoting Minority Depository Institutions - 2022
• Report to Congress on Preserving and Promoting Minority Depository Institutions - 2021
• Report to Congress on Preserving and Promoting Minority Depository Institutions - 2020
• Report to Congress on Preserving and Promoting Minority Depository Institutions - 2019
• Report to Congress on Preserving and Promoting Minority Depository Institutions - 2018
• Report to Congress on Preserving and Promoting Minority Depository Institutions - 2017
• Report to Congress on Preserving and Promoting Minority Depository Institutions - 2016
• Report to Congress on Preserving and Promoting Minority Depository Institutions - 2015
• Report to Congress on Preserving and Promoting Minority Depository Institutions - 2014
• Report to Congress on Preserving and Promoting Minority Depository Institutions - 2013
• Report to Congress on Preserving and Promoting Minority Depository Institutions - 2012
• Report to Congress on Preserving and Promoting Minority Depository Institutions - 2011
• Reaching Minority Markets: Community Bank Strategies - November 2006
• A Common Sense Approach to Community Banking