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Rural Development Farm Loan Programs

The final 2014 Farm Bill authorizes USDA to develop a whole farm revenue risk management product for diversified farms with at least a $1.5 million liability limit. This product will be available nationwide and include a strong diversification bonus. This insurance option is an important step toward recognizing and rewarding farmers who use diversified systems to reduce risk and create environmental benefits.

See the following: A Risk Management Agency Fact Sheet on Whole-Farm Revenue Protection.

Farmer Mac is America's secondary market for first mortgage agricultural real estate loans, and was created by Congress to improve the availability of mortgage credit to America's farmers, ranchers and rural homeowners, businesses and communities. Farmer Mac does this primarily by purchasing qualified loans from lenders, thereby replenishing their source of funds to make new loans.

USDA's Farm Service Agency offers direct and guaranteed farm ownership and operating loans to farmers who are temporarily unable to obtain private, commercial credit.