CRA Performance Evaluations: June 1997

Charter#	Bank Name	City	State	Eval Date	Rating	Examination
18629	National Bank of Commerce	Birmingham	AL	12/31/1996	Satisfactory	No
21165	First National Bank of Izard County	Calico Rock	AR	02/28/1997	Satisfactory	Yes
17950	First National Bank of Howard County	Dierks	AR	03/31/1997	Satisfactory	Yes
10609	City National Bank of Fort Smith	Fort Smith	AR	12/31/1996	Outstanding	Yes
15631	First National Bank of Searcy	Searcy	AR	03/24/1997	Satisfactory	Yes
18684	Biltmore Investors Bank, N.A.	Phoenix	AZ	01/30/1997	Satisfactory	Yes
20258	Republic National Bank of Arizona	Phoenix	AZ	02/10/1997	Satisfactory	Yes
18264	Culver National Bank	Culver	CA	03/20/1997	Satisfactory	Yes
18595	Cupertino National Bank	Cupertino	CA	02/24/1997	Satisfactory	Yes
17114	San Diego National Bank	San Diego	CA	03/17/1997	Satisfactory	Yes
11872	The First National Bank of Flagler	Flagler	CO	04/04/1997	Satisfactory	Yes
14254	First National Bank in Lamar	Lamar	CO	03/03/1997	Satisfactory	Yes
8695	The First National Bank of Ordway	Ordway	CO	03/13/1997	Outstanding	Yes
15974	Executive National Bank	Miami	FL	04/21/1997	Satisfactory	Yes
20494	Big Lake National Bank	Okechobee	FL	04/10/1997	Satisfactory	Yes
21652	Citizens National Bank & Trust Company	Port Richey	FL	03/21/1997	Needs to Improve	Yes
22940	The Rock Island Bank, N.A.	Bettendorf	IA	04/02/1997	Outstanding	Yes
12636	The First National Bank in Creston	Creston	IA	04/09/1997	Outstanding	Yes
21099	Dial National Bank	Des Moines	IA	03/21/1997	Outstanding	No
10354	Midstates Bank, N.A.	Harlan	IA	04/21/1997	Satisfactory	Yes
18269	Heritage Bank, N.A.	Holstein	IA	04/23/1997	Satisfactory	Yes
5771	The First National Bank of Barry	Barry	IL	04/07/1997	Satisfactory	Yes
12779	First National Bank of Blue Island	Blue Island	IL	02/27/1997	Outstanding	Yes
8347	First National Bank of Bridgeport	Bridgeport	IL	04/01/1997	Satisfactory	Yes
11333	Citizens National Bank of Toluca	Toluca	IL	03/13/1997	Satisfactory	Yes
13579	The First National Bank in Tremont	Tremont	IL	03/11/1997	Outstanding	Yes
22010	Peoples Bank, N.A.	Coldwater	KS	04/10/1997	Outstanding	Yes
18458	First National Bank of Elkhart	Elkhart	KS	03/21/1997	Outstanding	Yes
182	First National Bank and Trust Co. of Leavenworth	Leavenworth	KS	03/10/1997	Satisfactory	Yes
4860	The Midland National Bank of Newton	Newton	KS	04/24/1997	Satisfactory	Yes
2185	Mount Sterling National Bank	Mount Sterling	KY	03/27/1997	Satisfactory	Yes
2618	Hudson National Bank	Hudson	MA	03/17/1997	Satisfactory	Yes
7064	First National Bank of North East	North East	MD	03/03/1997	Satisfactory	Yes
7676	MFC First National Bank	Houghton	MI	03/27/1997	Satisfactory	Yes
15576	Stearns County National Bank	Albany	MN	03/13/1997	Satisfactory	Yes
14949	Franklin National Bank of Minneapolis	Minneapolis	MN	04/15/1997	Outstanding	Yes
8476	The First National Bank of Walker	Walker	MN	02/11/1997	Outstanding	No
14488	The Merchants National Bank of Winona	Winona	MN	03/26/1997	Outstanding	No
2881	First National Bank of Audrain County	Mexico	MO	03/17/1997	Outstanding	Yes
22892	People's National Bank	Seneca	MO	03/18/1997	Satisfactory	Yes
15169	Sterling National Bank	Sugar Creek	MO	04/04/1997	Satisfactory	Yes
13417	The Continental National Bank of Harlowton	Harlowton	MT	03/17/1997	Satisfactory	Yes
3081	The Beatrice National Bank	Beatrice	NE	04/04/1997	Satisfactory	Yes
8328	First National Bank & Trust Company of Columbus	Columbus	NE	03/21/1997	Outstanding	Yes
17515	First National Bank	Lincoln	NE	04/30/1997	Satisfactory	Yes
209	First National Bank of Omaha	Omaha	NE	02/19/1997	Outstanding	No
2683	The First National Bank of York	York	NE	04/17/1997	Outstanding	No
2587	Pemigewasset National Bank	Plymouth	NH	03/07/1997	Satisfactory	Yes
1027	The Lyons National Bank	Lyons	NY	02/24/1997	Satisfactory	Yes
80028	Bank of China	New York	NY	03/19/1997	Satisfactory	Yes
80091	Bank of China	New York	NY	03/21/1997	Satisfactory	Yes
80058	The Ka Wah Bank, Ltd New York Branch	New York	NY	03/13/1997	Satisfactory	Yes
443	United Bank, N.A.	Bucyrus	OH	03/24/1997	Satisfactory	Yes
2360	Lebanon Citizens National Bank	Lebanon	OH	03/27/1997	Outstanding	Yes
22579	FDS National Bank	Mason	OH	12/13/1996	Satisfactory	Yes
11343	The First National Bank of Pandora	Pandora	OH	03/07/1997	Satisfactory	Yes
14352	First National Bank & Trust Company in Clinton	Clinton	OK	04/10/1997	Satisfactory	Yes
10002	First National Bank in Hominy	Hominey	OK	02/05/1997	Satisfactory	Yes
17076	Metro Bank, N.A.	Oklahoma City	OK	02/18/1997	Satisfactory	Yes
5347	Stillwater National Bank & Trust Company	Stillwater	OK	03/24/1997	Satisfactory	No
17721	Bernville Bank, N.A.	Bernville	PA	02/24/1997	Satisfactory	Yes
9868	First National Community Bank	Dunmore	PA	03/10/1997	Satisfactory	Yes
6615	Hoblitzel National Bank	Hyndman	PA	03/10/1997	Satisfactory	Yes
4917	First National Bank of Newport	Newport	PA	03/31/1997	Satisfactory	Yes
22969	Carolina Community Bank, N.A.	Latta	SC	12/31/1996	Satisfactory	No
22764	First National Bank South Dakota	Yankton	SD	04/10/1997	Satisfactory	Yes
4278	The First National Bank of Athens	Athens	TX	03/13/1997	Satisfactory	No
15123	Citizens National Bank of Breckenridge	Breckenridge	TX	03/12/1997	Satisfactory	Yes
4246	Comanche National Bank	Comanche	TX	03/24/1997	Outstanding	Yes
20239	Preston National Bank	Dallas	TX	02/13/1997	Satisfactory	No
16369	Montwood National Bank	El Paso	TX	04/04/1997	Satisfactory	No
16144	Eisenhower National Bank	Fort Sam Houston	TX	04/21/1997	Satisfactory	No
16226	The National Bank of Texas of Fort Worth	Fort Worth	TX	04/17/1997	Satisfactory	Yes
14149	Haskell National Bank	Haskell	TX	02/12/1997	Satisfactory	Yes
18402	Langham Creek National Bank	Houston	TX	04/23/1997	Satisfactory	No
21017	MetroBank, N.A.	Houston	TX	01/10/1997	Outstanding	No
17479	Southwest Bank of Texas, N.A.	Houston	TX	03/14/1997	Satisfactory	No
18594	Texas National Bank of Jacksonville	Jacksonville	TX	04/09/1997	Satisfactory	No
14604	First National Bank in Lockney	Lockney	TX	20/03/1997	Satisfactory	Yes
23072	Collin County National Bank	McKinney	TX	03/24/1997	Satisfactory	No
22975	TownBank, N.A.	Mesquite	TX	03/03/1997	Satisfactory	No
5636	The First National Bank of New Boston	New Boston	TX	03/17/1997	Satisfactory	No
12308	Security National Bank of Quanah	Quanah	TX	04/10/1997	Satisfactory	Yes
16618	First National Bank of South Texas	San Antonio	TX	03/19/1997	Satisfactory	No
15319	Intercontinental National Bank	San Antonio	TX	03/12/1997	Satisfactory	No
13854	Santa Anna National Bank	Santa Anna	TX	04/10/1997	Satisfactory	Yes
8176	The First National Bank of Santo	Santo	TX	02/25/1997	Satisfactory	Yes
12229	The National Bank of Blacksburg	Blacksburg	VA	03/27/1997	Outstanding	Yes
7937	First National Bank	Christiansburg	VA	12/31/1996	Outstanding	Yes
17656	American National Bank of Rock Springs	Rock Springs	WY	02/28/1997	Outstanding	Yes