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CRA Performance Evaluations: April 2000

Charter# Bank Name City State Eval Date Rating Examination
18595 Cupertino National Bank and Trust Cupertino CA 10/18/99 Outstanding Large Bank
18454 First Coastal Bank, N.A. El Segundo CA 10/12/99 Satisfactory Small Bank
21699 Goleta National Bank Goleta CA 7/6/99 Satisfactory Small Bank
23470 Chase Manhattan Bank and Trust Co., N.A. Los Angeles CA 10/18/99 Outstanding Wholesale Bank
16407 Far East National Bank Los Angeles CA 10/25/99 Needs to Improve Large Bank
17480 National Bank of California Los Angeles CA 11/1/99 Satisfactory Small Bank
17785 United National Bank San Marino CA 10/13/99 Satisfactory Large Bank
18542 Sonoma National Bank Santa Rosa CA 11/1/99 Satisfactory Small Bank
709 First National Bank of Litchfield Litchfield CT 11/8/99 Satisfactory Small Bank
22474 Beneficial National Bank USA Wilmington DE 6/30/98 Satisfactory Limited Purpose Bank
15748 Eastern National Bank Miami FL 11/1/99 Satisfactory Large Bank
16116 Palm Beach National Bank & Trust Co. Palm Beach FL 1/3/00 Satisfactory Small Bank
21177 The Chase Manhattan Private Bank, N.A. Tampa FL 10/18/99 Outstanding Wholesale Bank
23669 Southern National Bank Marietta GA 12/31/99 Satisfactory Small Bank
13891 Home National Bank Arkansas City KS 1/10/00 Satisfactory Small Bank
22107 Franklin Bank, N.A. Southfield MI 10/4/99 Satisfactory Large Bank
23286 Bremer Bank, N.A. Brainerd MN 7/12/99 Satisfactory Large Bank
23287 Bremer Bank, N.A. Breckenridge MN 7/12/99 Satisfactory Large Bank
2567 Bremer Bank, N.A. Crookston MN 1/12/99 Satisfactory Large Bank
23410 Fortress Bank, N.A. Houston MN 11/29/99 Satisfactory Small Bank
23289 Bremer Bank, N.A. International Falls MN 7/12/99 Satisfactory Large Bank
23294 Bremer Bank, N.A. Marshall MN 7/12/99 Satisfactory Large Bank
23204 Bremer Bank, N.A. Moorhead MN 7/12/99 Satisfactory Large Bank
23290 Bremer Bank, N.A. South St. Paul MN 7/12/99 Satisfactory Large Bank
11818 Bremer Bank, N.A. St. Cloud MN 7/12/99 Satisfactory Large Bank
23298 Bremer Bank, N.A. Willmar MN 7/12/99 Satisfactory Large Bank
23481 Community First N. B. of West Plains West Plains MO 1/3/00 Satisfactory Small Bank
1750 First National Bank of Santa Fe Santa Fe NM 1/10/00 Satisfactory Large Bank
8531 Community Bank, N.A. Canton NY 9/20/99 Satisfactory Large Bank
9305 City National Bank and Trust Company Gloversville NY 12/13/99 Satisfactory Small Bank
24 Star Bank, N.A. Cincinnati OH 7/6/98 Satisfactory Large Bank
14986 First National Bank Midwest City OK 1/10/00 Satisfactory Small Bank
5546 The First N.B. of Pryor Creek Pryor OK 12/6/99 Satisfactory Small Bank
311 Adams County National Bank Gettysburg PA 7/19/99 Satisfactory Large Bank
42 Bank of Lancaster County, N.A. Lancaster PA 11/1/99 Satisfactory Large Bank
148 First National Bank of West Chester West Chester PA 10/4/99 Satisfactory Large Bank
10660 National Bank of South Carolina Columbia SC 9/27/99 Satisfactory Large Bank
23550 Florence National Bank Florence SC 1/3/00 Satisfactory Small Bank
3393 The First National Bank in Sioux Falls Sioux Falls SD 1/10/00 Satisfactory Large Bank
23116 United Credit National Bank Sioux Falls SD 11/8/99 Satisfactory Limited Purpose Bank
12619 First National Bank of Amherst Amherst TX 1/10/00 Needs to Improve Small Bank
17043 The American National Bank of Texas Terrell TX 1/10/00 Outstanding Large Bank
23709 Washington State Bank, N.A. Federal Way WA 1/18/00 Satisfactory Small Bank
23300 Bremer Bank, N.A. Menomonie WI 7/12/99 Satisfactory Large Bank
11060 M & I First National Bank West Bend WI 1/10/00 Satisfactory Large Bank
9610 Mountain Valley Bank, N.A. Elkins WV 11/16/99 Satisfactory Small Bank