CRA Performance Evaluations: August 2002

Charter#	Bank Name	City	State	Eval Date	Rating	Examination
16952	First National Bank	Hot Springs	AR	05/13/2002	Satisfactory	Small Bank
23202	The Malvern National Bank	Malvern	AR	05/16/2002	Satisfactory	Large Bank
18182	First National Bank of Central California	Salinas	CA	04/02/2001	Satisfactory	Large Bank
11504	The First National Bank of Limon	Limon	CO	04/22/2002	Satisfactory	Small Bank
23895	Century National Bank	Orlando	FL	03/25/2002	Satisfactory	Small Bank
23773	Heartland National Bank	Sebring	FL	06/03/2002	Satisfactory	Small Bank
23981	United National Bank	Cairo	GA	04/16/2002	Satisfactory	Small Bank
22327	First National Bank of Coffee County	Douglas	GA	04/13/2002	Satisfactory	Small Bank
6143	The First National Bank of Kinmundy	Kinmundy	IL	05/20/2002	Satisfactory	Small Bank
8425	First National Bank of Millstadt	Millstadt	IL	05/06/2002	Satisfactory	Small Bank
15511	Pekin National Bank	Pekin	IL	05/20/2002	Satisfactory	Small Bank
14221	The First N. B. & Trust Co. of Rochelle	Rochelle	IL	05/13/2002	Outstanding	Small Bank
7015	The First National Bank of Sparta	Sparta	IL	05/14/2002	Satisfactory	Small Bank
3175	Citizens Bank, N.A.	Fort Scott	KS	04/08/2002	Satisfactory	Small Bank
3242	The First National Bank of Howard	Howard	KS	05/10/2002	Satisfactory	Small Bank
3218	CornerBank, N.A.	Winfield	KS	05/13/2002	Satisfactory	Small Bank
600	The First National Bank of Three Rivers	Three Rivers	MI	05/13/2002	Satisfactory	Small Bank
15718	Merchants Bank, N.A.	Caledonia	MN	04/02/2002	Outstanding	Small Bank
11008	Ruby Valley National Bank	Twin Bridges	MT	06/03/2002	Outstanding	Small Bank
14637	First National Bank of Chadron	Chadron	NE	05/08/2002	Satisfactory	Small Bank
3496	First National Bank	North Platte	NE	02/04/2002	Outstanding	Large Bank
14501	United National Bank and Trust Company	Canton	OH	10/29/2001	Satisfactory	Large Bank
12158	The Central National Bank of Poteau	Poteau	OK	05/20/2002	Satisfactory	Small Bank
14302	Stockmens National Bank in Cotulla	Cotulla	TX	04/22/2002	Outstanding	Small Bank
20078	First National Bank	Wichita Falls	TX	04/22/2002	Satisfactory	Small Bank
10106	The First National Bank of Baldwin	Baldwin	WI	01/25/2002	Outstanding	Small Bank