Flood Disaster Protection
The National Flood Insurance Act, several reforms, and a host of regulations guide administration of the National Flood Insurance Program. This legislation applies to property located in special flood hazard areas. It
- Provides federally subsidized flood insurance coverage and
- Prohibits lenders from making or changing loans on property not covered by flood insurance.
Learn more. Read OCC's Answers about Flood Insurance.
Related News and Issuances
|02/14/2020||OCC 2020-6||Home Mortgage Disclosure Act: FFIEC's Revised 'A Guide to HMDA Reporting: Getting It Right!'|
|01/23/2020||NR 2020-6||OCC Issues Notice of Charges Against Five Former Senior Wells Fargo Bank Executives, Announces Settlement With Others|
|11/18/2019||NR 2019-132||OCC Proposes Rule to Clarify "Valid When Made" Doctrine|