CRA Performance Evaluations: July 1997

Charter#	Bank Name	City	State	Eval Date	Rating	Examination
8963	The First National Bank of Scottsboro	Scottsboro	AL	04/14/1997	Satisfactory	No
22721	Arkansas National Bank	Bentonville	AR	04/18/1997	Satisfactory	No
15257	Commercial National Bank of Texarkana	Texarkana	AR	04/21/1997	Satisfactory	Yes
20670	Sears National Bank	Phoenix	AZ	03/19/1996	Satisfactory	Yes
21992	First Valley National Bank	Lancaster	CA	04/08/1997	Satisfactory	Yes
18788	JCB Bank, N.A.	Los Angeles	CA	12/31/1996	Satisfactory	Yes
20255	FirstBank, N.A.	Palm Desert	CA	04/24/1997	Satisfactory	Yes
15184	Bank One, Colorado, N.A.	Denver	CO	03/27/1997	Outstanding	Yes
17000	Evergreen National Bank	Evergreen	CO	04/24/1997	Satisfactory	Yes
21121	Peak National Bank	Nederland	CO	04/18/1997	Satisfactory	Yes
15653	Marine National Bank of Jacksonville	Jacksonville	FL	04/28/1997	Satisfactory	Yes
22852	First National Bank	Folkston	GA	05/02/1997	Satisfactory	Yes
14911	Hawaii National Bank	Honolulu	HI	04/28/1997	Outstanding	Yes
10729	The First National Bank of Rembrandt	Rembrandt	IA	05/12/1997	Satisfactory	Yes
14057	The City National Bank of Shenandoah	Shenandoah	IA	05/02/1997	Satisfactory	Yes
14217	First National Bank in Olney	Olney	IL	05/06/1997	Satisfactory	Yes
14437	First National Bank of Steeleville	Steeleville	IL	04/21/1997	Satisfactory	Yes
14574	Tampico National Bank	Tampico	IL	04/17/1997	Satisfactory	Yes
15038	DuPage National Bank	West Chicago	IL	10/24/1996	Satisfactory	Yes
14365	Harris Bank Winnetka, N.A.	Winnetka	IL	04/09/1997	Satisfactory	Yes
14519	First National Bank	Kokomo	IN	05/02/1997	Outstanding	Yes
3170	The Peoples National Bank & Trust Company of Burlington	Burlington	KS	04/18/1997	Satisfactory	Yes
14163	First National Bank	Goodland	KS	05/08/1997	Outstanding	Yes
3543	The First NB & Trust Co. of Junction City, Kansas	Junction City	KS	04/16/1997	Satisfactory	Yes
23038	Security National Bank	Manhattan	KS	05/13/1997	Satisfactory	Yes
14168	First National Bank in DeRidder	DeRidder	LA	01/21/1997	Satisfactory	No
969	Beverly National Bank	Beverly	MA	11/27/1996	Satisfactory	Yes
21700	Old Line National Bank	Waldorf	MD	04/17/1997	Satisfactory	Yes
6488	First National Bank of McIntosh	McIntosh	MN	05/06/1997	Satisfactory	Yes
11581	First National Bank of Pine City	Pine City	MN	04/24/1997	Satisfactory	Yes
22997	Olmsted National Bank	Rochester	MN	05/08/1997	Satisfactory	Yes
7853	First National Bank of Camdenton	Camdenton	MO	04/18/1997	Satisfactory	Yes
21727	UMB Bank of St. Louis, N.A.	St. Louis	MO	04/09/1997	Satisfactory	No
15386	First American National Bank	Iuka	MS	05/02/1997	Satisfactory	Yes
16204	First National Bank of Wiggins	Wiggins	MS	04/18/1997	Outstanding	Yes
2848	The Fremont National Bank and Trust Co.	Fremont	NE	05/19/1997	Outstanding	Yes
8521	The First National Bank of Gordon	Gordon	NE	12/06/1996	Satisfactory	Yes
8286	First National Bank of Stromsburg	Stromsburg	NE	05/05/1997	Satisfactory	Yes
22183	Spirit of America National Bank	Milford	OH	04/21/1997	Satisfactory	Yes
2350	The Mahoning National Bank of Youngstown	Youngstown	OH	02/07/1997	Outstanding	Yes
13677	First National Bank & Trust Company of Ardmore	Ardmore	OK	04/04/1997	Satisfactory	No
5224	First National Bank of Pawnwee	Pawnee	OK	03/24/1997	Satisfactory	Yes
13891	First National Bank & Trust Company	Ponca City	OK	04/21/1997	Satisfactory	Yes
4514	United States National Bank of Oregon	Portland	OR	04/08/1997	Outstanding	Yes
13982	Herndon National Bank	Herndon	PA	04/17/1997	Satisfactory	Yes
6091	First National Bank of Anson	Anson	TX	03/31/1997	Satisfactory	Yes
4265	First National Bank of Bowie	Bowie	TX	05/07/1997	Satisfactory	Yes
16063	Nueces National Bank	Corpus Christi	TX	04/01/1997	Satisfactory	Yes
17626	Pioneer National Bank	Fredericksburg	TX	05/12/1997	Satisfactory	Yes
17290	Gladewater National Bank	Gladewater	TX	05/07/1997	Satisfactory	Yes
3906	The First National Bank of La Grange	La Grange	TX	05/02/1997	Satisfactory	Yes
14447	Broadway National Bank	San Antonio	TX	04/23/1997	Outstanding	Yes
15136	Security National Bank	San Antonio	TX	04/17/1997	Satisfactory	Yes
20218	Lake Area National Bank	Trinity	TX	04/18/1997	Satisfactory	Yes
17015	Citizens National Bank of Wills Point	Wills Point	TX	05/14/1997	Satisfactory	Yes
5674	The First National Bank of Winnsboro	Winnsboro	TX	05/21/1997	Satisfactory	Yes
14394	U.S. Bank of Washington, N.A.	Seattle	WA	04/08/1997	Outstanding	Yes