CRA Performance Evaluations: November 1997

Charter#	Bank Name	City	State	Eval Date	Rating	Examination
21337	Sequoia National Bank	San Francisco	CA	05/31/1997	Satisfactory	Yes
21519	Hacienda National Bank	Santa Maria	CA	07/21/1997	Satisfactory	Yes
17899	Franklin National Bank of Washington, D.C.	Washington	DC	09/23/1997	Outstanding	Yes
18011	CoreStates Bank of Delaware, N.A.	Wilmington	DE	08/19/1997	Satisfactory	No
22872	CoreStates Delaware, N.A.	Wilmington	DE	08/19/1997	Satisfactory	No
20454	First National Bank of Central Florida	Longwood	FL	06/30/1997	Satisfactory	Yes
16786	SunTrust Bank, Mid-Florida, N.A.	Winter Haven	FL	07/17/1997	Satisfactory	Yes
16567	The First National Bank of Haralson County	Buchanan	GA	08/04/1997	Satisfactory	Yes
14244	First National Bank in Amboy	Amboy	IL	08/11/1997	Outstanding	Yes
6609	Fairfield National Bank	Fairfield	IL	07/31/1997	Satisfactory	Yes
10079	Litchfield National Bank	Litchfield	IL	07/22/1997	Satisfactory	Yes
10045	First Mid-Illinois Bank and Trust, N.A.	Mattoon	IL	08/14/1997	Satisfactory	Yes
8221	Farmers and Merchants National Bank	Nashville	IL	08/20/1997	Outstanding	Yes
12439	First National Bank & Trust	Osawatomie	KS	09/08/1997	Satisfactory	Yes
2782	INTRUST Bank, N.A.	Wichita	KS	09/10/1997	Satisfactory	Yes
13737	City National Bank	Baton Rouge	LA	08/15/1997	Satisfactory	Yes
5023	First National Bank of Lafayette	Lafayette	LA	06/23/1997	Satisfactory	Yes
4154	First National Bank of Lake Charles	Lake Charles	LA	06/26/1997	Satisfactory	No
13689	First National Bank of Commerce	New Orleans	LA	08/15/1997	Outstanding	Yes
2153	Safety Fund National Bank	Fitchburg	MA	06/27/1997	Satisfactory	Yes
21961	Annapolis National Bank	Annapolis	MD	06/30/1997	Outstanding	Yes
14269	First National Bank of Crystal Falls	Crystal Falls	MI	09/16/1997	Satisfactory	Yes
3806	First National Bank of Iron Mountain	Iron Mountain	MI	8/25/1997	Satisfactory	Yes
6813	First National Bank	Bagley	MN	09/11/1997	Satisfactory	Yes
14531	Crookston National Bank	Crookston	MN	09/10/1997	Satisfactory	Yes
13561	The Klein National Bank of Madison	Madison	MN	08/07/1997	Satisfactory	Yes
15150	First National Bank of Montana, Inc.	Libby	MT	09/05/1997	Satisfactory	Yes
17719	American National Bank of Fremont	Fremont	NE	09/11/1997	Satisfactory	Yes
10022	The Farmers &Merchants NB of Oakland	Oakland	NE	09/16/1997	Satisfactory	Yes
6187	Norwest Bank New Mexico, N.A.	Albuquerque	NM	07/09/1997	Satisfactory	Yes
12569	Carlsbad National Bank	Carlsbad	NM	05/31/1997	Satisfactory	Yes
7720	First National Bank of Dona Ana County	Las Cruces	NM	05/15/1997	Satisfactory	No
9669	Bridgehampton National Bank	Bridgehampton	NY	03/31/1997	Satisfactory	Yes
22594	Credit First National Association	Brook Park	OH	08/31/1997	Satisfactory	Yes
16696	Wheeling National Bank	St. Clairsville	OH	06/30/1997	Satisfactory	Yes
15416	Mid-American National Bank	Toledo	OH	09/09/1997	Outstanding	Yes
10051	The Peoples National Bank of Checotah	Checotah	OK	06/30/1997	Satisfactory	Yes
10239	The State National Bank of Heavener	Heavener	OK	07/17/1997	Satisfactory	Yes
18233	Community National Bank of Okarche	Okarche	OK	07/25/1997	Satisfactory	Yes
15750	National Bank of Sallisaw	Sallisaw	OK	08/14/1997	Satisfactory	Yes
16971	Citibank (South Dakota), N.A.	Sioux Falls	SD	06/20/1997	Outstanding	Yes
17614	First State Bank, N.A.	Abilene	TX	08/20/1997	Satisfactory	Yes
16381	Continental National Bank	El Paso	TX	07/15/1997	Outstanding	Yes
14012	First National Bank	George West	TX	08/14/1997	Satisfactory	Yes
14539	Farmers National Bank	Rule	TX0	07/21/1997	Satisfactory	No
16809	First National Bank of San Benito	San Benito	TX	09/10/1997	Satisfactory	Yes
1430	Vermont National Bank	Brattleboro	VT	06/12/1997	Satisfactory	Yes
2274	Randolph National Bank	Randolph	VT	09/21/1997	Satisfactory	Yes
17508	Pacific One Bank, N.A.	Kennewick	WA	08/14/1997	Satisfactory	Yes
7087	First National Bank of River Falls	River Falls	WI	01/31/1995	Satisfactory	Yes
3106	Bank One, West Virginia, N.A.	Huntington	WV	06/30/1997	Satisfactory	Yes
15205	Dubois National Bank	Dubois	WY	08/12/1997	Outstanding	Yes