CRA Performance Evaluations: May 2003

Charter#	Bank Name	City	State	Eval Date	Rating	Examination
18629	National Bank of Commerce	Birmingham	AL	04/08/2002	Satisfactory	Large Bank
13752	The Headland National Bank	Headland	AL	01/06/2003	Satisfactory	Small Bank
9354	The First National Bank of Lewisville	Lewisville	AR	02/03/2003	Satisfactory	Small Bank
16773	Delaware National Bank	Georgetown	DE	01/06/2003	Outstanding	Large Bank
14766	First National Bank of Crestview	Crestview	FL	01/06/2003	Outstanding	Small Bank
15977	City National Bank of Florida	Miami	FL	01/06/2003	Outstanding	Large Bank
13102	The First National Bank of Mount Dora	Mount Dora	FL	01/17/2003	Satisfactory	Small Bank
13842	First National Bank of Hampton	Hampton	IA	01/21/2003	Satisfactory	Small Bank
3455	The First National Bank of Manning	Manning	IA	01/28/2003	Satisfactory	Small Bank
6451	Citizens National Bank of Paris	Paris	IL	03/10/2003	Satisfactory	Small Bank
24183	American State Bank & Trust Co., N.A.	Great Bend	KS	02/18/2003	Satisfactory	Small Bank
10161	The First National Bank of Spearville	Spearville	KS	02/12/2003	Satisfactory	Small Bank
7815	The Stockton National Bank	Stockton	KS	12/31/2002	Satisfactory	Small Bank
1493	First Southern National Bank	Lancaster	KY	07/31/2002	Satisfactory	Large Bank
23358	Somerst National Bank	Somerst	Ky	01/27/2003	Satisfactory	Small Bank
22850	Industrial Bank, N.A.	Oxon Hill	MD	10/07/2002	Outstanding	Large Bank
2311	The Camden National Nank	Camden	ME	11/18/2002	Satisfactory	Large Bank
8322	The First National Bank of Coleraine	Coleraine	MN	01/27/2003	Satisfactory	Small Bank
14109	National Bank of Commerce in Duluth	Duluth	MN	12/02/2002	Satisfactory	Small Bank
11410	The First National Bank of Waconia	Waconia	MN	02/18/2003	Outstanding	Small Bank
6544	The First National Bank of Waseca	Waseca	MN	01/28/2003	Satisfactory	Small Bank
13504	The First National Bank of Mount Vernon	Mount Vernon	MO	02/03/2003	Satisfactory	Small Bank
3656	National Bank of Commerce	Starkville	MS	02/25/2002	Satisfactory	Large Bank
10025	The First National Bank of Belden	Belden	NE	11/22/2002	Satisfactory	Small Bank
13182	The Security National Bank	Laurel	NE	01/31/2003	Outstanding	Small Bank
13557	First National Bank in Ord	Ord	NE	01/27/2003	Satisfactory	Small Bank
3060	The Jones N.B. & Trust Co. of Seward	Seward	NE	02/24/2003	Satisfactory	Small Bank
16142	City National Bank of New Jersey	Newark	NJ	11/06/2002	Outstanding	Small Bank
1750	The First National Bank of Santa Fe	Santa Fe	NM	01/06/2003	Satisfactory	Large Bank
14290	The Lorain National Bank	Lorain	OH	10/07/2002	Satisfactory	Large Bank
5552	Peoples Bank, N.A.	Marietta	OH	06/03/2002	Satisfactory	Large Bank
5547	The First National Bank and Trust Co.	Chickasha	OK	02/18/2003	Satisfactory	Small Bank
20838	The First National Bank in Marlow	Marlow	OK	02/10/2003	Satisfactory	Small Bank
3393	The First National Bank in Sioux Falls	Sioux Falls	SD	02/03/2003	Satisfactory	Large Bank
18644	Northern Trust Bank of Texas, N.A.	Dallas	TX	09/09/2002	Outstanding	Large Bank
5614	The Karnes County N. B. of Karnes City	Karnes City	TX	02/10/2003	Satisfactory	Small Bank
5628	The First National Bank of Shiner	Shiner	TX	01/27/2003	Satisfactory	Small Bank