CRA Performance Evaluations: February 2006

Charter#	Bank Name	City	State	Eval Date	Rating	Examination
24359	Commerce National Bank of Florida	Winter Park	FL	11/14/2005	Satisfactory	Small Bank
22864	Country Club Bank, N.A.	Prairie Villiage	KS	10/31/2005	Outstanding	Intermediate Small Bank
23285	Bremer Bank, N.A.	Alexandria	MN	01/12/2005	Satisfactory	Large Bank
11818	Bremer Bank, National Association	St. Cloud	MN	06/27/2005	Satisfactory	Large Bank
3878	Amboy National Bank	Old Bridge	NJ	10/03/2005	Outstanding	Large Bank
21603	Standing Stone National Bank	Lancaster	OH	11/07/2005	Satisfactory	Small Bank
18783	The First Citizens N. B. of Upper Sandusky	Upper Sandusky	OH	11/14/2005	Satisfactory	Small Bank
324	The First N.B. & Trust Co. of Newtown	Newtown	PA	09/05/2005	Satisfactory	Large Bank
23771	CorTrust Bank, N.A.	Mitchell	SD	10/13/2005	Satisfactory	Intermediate Small Bank
13731	First National Bank in Cameron	Cameron	TX	12/19/2005	Satisfactory	Small Bank
23675	Republic National Bank	Houston	TX	11/04/2005	Satisfactory	Intermediate Small Bank
16752	Lubbock National Bank	Lubbock	TX	09/08/2005	Satisfactory	Intermediate Small Bank
9343	American National Bank and Trust Co.	Danville	VA	10/31/2005	Outstanding	Intermediate Small Bank
24288	Bank of Goochland, N.A.	Manakin-Sabot	VA	10/03/2005	Satisfactory	Small Bank
23300	Bremer Bank, National Association	Menomonie	WI	06/27/2005	Outstanding	Large Bank