The Comptroller's Licensing Manual consists of a series of booklets that explain the OCC's policies and procedures on key licensing topics such as mergers, changes in bank control, branch establishment, or conversion to a national bank or federal savings association.
Licensing Activities is responsible for administering licensing’s corporate activities system (CATS), preparing the Weekly Bulletin, and generating reports on corporate filings and licensing survey results. Licensing Activities is led by a director who is responsible for considering policy implications raised within corporate filings, developing licensing policies and guidance to ensure that matters are treated consistently, maintaining the Comptroller’s Licensing Manual, and ensuring the appropriate review of public comments received on corporate filings. Licensing Activities is also responsible for the processing of all corporate filings for national banks and federal thrifts in the Special Supervision program. The Licensing Activities staff works in partnership with the district licensing staffs, and legal and supervisory staffs to accomplish the department's mission.
Comptroller's Licensing Manual
Financial Institution Lists
The Financial Institution Lists include the national banks, federal savings associations, federal branches and agencies, and national bank operating subsidiaries regulated by the OCC.
The Weekly Bulletin includes information on applications received and decided and applicable public comment periods. Applications or notices for activities of national banks, federal savings associations, and foreign banks are primarily governed by, but are not limited to, Title 12, and Parts 5 and 100 of the Code of Federal Regulations. These activities include, but are not limited to, new banks or branches, mergers, relocation of branches, or changes in bank control.
Licensing Office Contacts
Most applications and notices are submitted to the licensing office in which the bank is headquartered. Any inquiries related to a specific filing should be directed to the same licensing office.
For a list of all national banks and federal savings association and their address, see the financial institutions list.
Public Comments on Applications
Public comments are an opportunity to comment on certain financial institutions applications and other notices as required by law, regulation, or OCC policy. Comments on proposed transactions may be in support of or in opposition to the filing, may include requests to extend the comment period, convene a meeting or public hearing, or to recommend that the OCC grant approval only if the OCC imposes certain conditions.
Interpretations and Actions
Interpretations and actions provide legal interpretations, CRA evaluations, enforcement actions, significant decisions on applications, and more.
- CATS (Central Application Tracking System)
CATS is the secure electronic system used to prepare and submit most Licensing and Public Welfare Investment filings to the OCC. CATS may be used by bank employees, as well as official representatives of these institutions including attorneys and consultants.
- Corporate Applications Search (CAS)
Search for a national bank or federal savings association's application or notice by name, charter number, OCC control number, application type, or OCC action.
|06/21/2019||OCC 2019-29,||Background Investigations: Electronic Fingerprinting for Background Checks and Revised Comptroller’s Licensing Manual Booklets|
|01/31/2019||OCC 2019-4,||Subsidiaries and Equity Investments: Updated Comptroller’s Licensing Manual Booklet|
|07/31/2018||NR 2018-74,||OCC Begins Accepting National Bank Charter Applications From Financial Technology Companies|