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An official website of the United States government

Retail Credit

Retail credit encompasses a wide range of consumer credit products and services offered by national banks including mortgage banking, residential lending, credit card products, processing credit and debit card transactions and loans.


Related News and Issuances

DateIDTitle
12/15/2025 NR 2025-127 OCC Reports Mortgage Performance for Third Quarter of 2025
12/15/2025 NR 2025-126 Agencies Announce Dollar Thresholds for Smaller Loan Exemption from Appraisal Requirements for Higher-priced Mortgage Loans
09/24/2025 NR 2025-91 OCC Reports Mortgage Performance for Second Quarter of 2025