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Agricultural Lending

Bank credit plays an important role in farm activities, from supporting individual farm operators to the development of new agricultural technologies and techniques. Agricultural lending presents national banks with risks that, in addition to the risks associated with any loan program, reflect differing regional challenges and even differing challenges within a region.

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Agricultural Lending (Comptroller's Handbook, March 2020)
Addresses the risks associated with agricultural lending and describes supervisory expectations and regulatory requirements for prudent risk management of this lending activity.

References

Sale of Loans Into the Federal Agricultural Mortgage Corp. Program (BC 248, October 1990)
Covers legal and supervisory limits governing how national banks may participate as loan sellers in the Farmer Mac program