Economics Department

The OCC's Economics Department supports the agency and its mission through bank-specific supervision, current economic analysis, development, analysis, and implementation of policy, and original research to develop and apply quantitative methods in economics and finance.

OCC economists perform both off-site analyses of changing economic conditions, industry trends, and banking conditions, and on-site direct exam support. The department is divided into two functional areas: Economic and Policy Analysis and Risk Analysis.

View the Economics Strategic Vision Executive Summary (PDF).


Meet Our Research Economists

OCC economists conduct original research to evaluate current quantitative methods, techniques, or models being applied in the financial industry; maintain, develop, and expand staff’s expertise in an area to be able to answer current and future banking policy questions related to bank lending, risk exposure, or risk management; and identify and assess emerging trends and risks related to the financial system. Their research spans a broad range of topics. While some of the research is for internal purposes only, a majority of the research is published in peer-reviewed journals and presented at academic, industry, or regulatory conferences.


Economics Publications

View OCC Economics Publications including our On Point Economic and Policy Insights from the OCC, Economic Moments in History, and a collection of OCC Working Papers.

Economics Working Groups and Active Output

Find a list of our active working groups and their output.