Reports to Congress

The OCC is required, by statute, to submit various reports to Congress. Those reports are listed below and can also be found under specific category headings on this site.

OCC Annual Report
Cybersecurity and Financial System Resilience Report
Preserving and Promoting Minority Depository Institutions Report
Quarterly Mortgage Metrics Report

OCC Annual Report

Publication Date	Title	Version
01/16/2026	2025 Annual Report	2025
12/20/2024	2024 Annual Report	2024
12/11/2023	2023 Annual Report	2023
01/05/2023	2022 Annual Report	2022
01/03/2022	2021 Annual Report	2021
01/04/2021	2020 Annual Report	2020
01/15/2020	2019 Annual Report	2019
01/15/2019	2018 Annual Report	2018
12/15/2017	2017 Annual Report	2017
12/15/2016	2016 Annual Report	2016
12/15/2015	2015 Annual Report	2015
12/15/2014	2014 Annual Report	2014
12/15/2013	2013 Annual Report	2013
12/15/2012	2012 Annual Report	2012
12/15/2011	2011 Annual Report	2011
12/15/2010	2010 Annual Report	2010
12/15/2009	2009 Annual Report	2009
12/15/2008	2008 Annual Report	2008
12/15/2007	2007 Annual Report	2007
12/15/2006	2006 Annual Report	2006
12/15/2005	2005 Annual Report	2005
12/15/2004	2004 Annual Report	2004
12/15/2003	2003 Annual Report	2003

Cybersecurity and Financial System Resilience Report

Publication Date	Title	Version
06/23/2026	2026 Cybersecurity and Financial System Resilience Report	2026
07/03/2025	2025 Cybersecurity and Financial System Resilience Report	2025
07/31/2024	2024 Cybersecurity and Financial System Resilience Report	2024
07/19/2023	2023 Cybersecurity and Financial System Resilience Report	2023
07/07/2022	2022 Cybersecurity and Financial System Resilience Report	2022
07/27/2021	2021 Cybersecurity and Financial System Resilience Report	2021

Preserving and Promoting Minority Depository Institutions Report

Publication Date	Title	Version
05/01/2026	Report to Congress on Preserving and Promoting Minority Depository Institutions	2025
06/30/2025	Report to Congress on Preserving and Promoting Minority Depository Institutions	2024
09/24/2024	Report to Congress on Preserving and Promoting Minority Depository Institutions	2023
09/27/2023	Report to Congress on Preserving and Promoting Minority Depository Institutions	2022
11/21/2022	Report to Congress on Preserving and Promoting Minority Depository Institutions	2021
07/15/2021	Report to Congress on Preserving and Promoting Minority Depository Institutions	2020
08/13/2020	Report to Congress on Preserving and Promoting Minority Depository Institutions	2019
06/26/2019	Report to Congress on Preserving and Promoting Minority Depository Institutions	2018
06/13/2018	Report to Congress on Preserving and Promoting Minority Depository Institutions	2017
06/13/2017	Report to Congress on Preserving and Promoting Minority Depository Institutions	2016
06/13/2016	Report to Congress on Preserving and Promoting Minority Depository Institutions	2015
06/13/2015	Report to Congress on Preserving and Promoting Minority Depository Institutions	2014
06/13/2014	Report to Congress on Preserving and Promoting Minority Depository Institutions	2013
06/13/2013	Report to Congress on Preserving and Promoting Minority Depository Institutions	2012
06/13/2012	Report to Congress on Preserving and Promoting Minority Depository Institutions	2011

Quarterly Mortgage Metrics Report

Publication Date	Title	Version
12/15/2025	OCC Reports Mortgage Performance for Third Quarter of 2025	Third Quarter 2025
09/24/2025	OCC Reports Mortgage Performance for Second Quarter of 2025	Second Quarter 2025
06/20/2025	OCC Reports Mortgage Performance for First Quarter of 2025	First Quarter 2025
03/24/2025	OCC Reports Mortgage Performance for Fourth Quarter of 2024	Fourth Quarter 2024
12/17/2024	OCC Reports Mortgage Performance for Third Quarter of 2024	Third Quarter 2024
09/18/2024	OCC Reports Mortgage Performance for Second Quarter of 2024	Second Quarter 2024
06/26/2024	OCC Reports Mortgage Performance for First Quarter of 2024	First Quarter 2024
03/19/2024	OCC Releases Mortgage Performance for Fourth Quarter 2023	Fourth Quarter 2023
12/12/2023	OCC Reports Mortgage Performance for Third Quarter of 2023	Third Quarter 2023
09/27/2023	OCC Reports Mortgage Performance for Second Quarter of 2023	Second Quarter 2023
06/27/2023	Mortgage Performance Improves in First Quarter 2023	First Quarter 2023
03/31/2023	OCC Releases Mortgage Performance for Fourth Quarter 2022	Fourth Quarter 2022
12/15/2022	OCC Reports Improvement in Overall Mortgage Performance	Third Quarter 2022
09/15/2022	OCC Reports Improvement in Overall Mortgage Performance	Second Quarter 2022
06/27/2022	OCC Reports Improvement in Overall Mortgage Performance	First Quarter 2022
03/22/2022	OCC Reports Improvement in Mortgage Performance	Fourth Quarter 2021
12/10/2021	OCC Reports Improvement in Mortgage Performance	Third Quarter 2021
09/28/2021	OCC Reports Improvement in Mortgage Performance	Second Quarter 2021
06/28/2021	Mortgage Performance Declines in First Quarter 2021	First Quarter 2021
03/25/2021	OCC Reports Decline in Mortgage Performance for Fourth Quarter 2020	Fourth Quarter 2020
12/16/2020	OCC Reports Decline in Mortgage Performance	Third Quarter 2020
09/23/2020	OCC Reports Decline in Mortgage Performance	Second Quarter 2020
06/16/2020	OCC Reports Mortgage Performance Remains Stable	First Quarter 2020
03/17/2020	OCC Reports Slight Improvement in Mortgage Performance	Fourth Quarter 2019
12/19/2019	OCC Reports Mortgage Performance Improves Slightly	Third Quarter 2019
09/30/2019	OCC Reports Slight Improvement in Mortgage Performance	Second Quarter 2019
06/26/2019	OCC Reports Improvement in Mortgage Performance	First Quarter 2019
03/22/2019	OCC Reports Mortgage Performance Improves in Fourth Quarter of 2018	Fourth Quarter 2018
12/11/2018	OCC Reports Slight Improvement in Mortgage Performance	Third Quarter 2018
09/21/2018	OCC Reports Mortgage Performance Unchanged	Second Quarter 2018
06/19/2018	OCC Reports Mortgage Performance Unchanged	First Quarter 2018
03/15/2018	OCC Reports Mortgage Performance Unchanged	Fourth Quarter 2017
12/22/2017	OCC Reports Mortgage Performance Unchanged	Third Quarter 2017
09/29/2017	OCC Reports Mortgage Performance Continues to Improve	Second Quarter 2017
07/13/2017	OCC Reports Improved Mortgage Performance In First Quarter of 2017	First Quarter 2017
03/24/2017	Mortgage Performance Continues to Improve	Fourth Quarter 2016
01/04/2017	Mortgage Performance Improve in Third Quarter 2016	Third Quarter 2016
09/30/2016	Mortgage Performance Improve in Second Quarter 2016	Second Quarter 2016
07/01/2016	OCC Reports Mortgage Performance Improve in First Quarter 2016	First Quarter 2016
03/30/2016	Mortgage Performance Improves Through Fourth Quarter 2015	Fourth Quarter 2015
12/14/2015	Mortgage Performance Improved During the Third Quarter of 2015	Third Quarter 2015
10/02/2015	Mortgage Performance Improved During the Second Quarter 2015	Second Quarter 2015
06/25/2015	Mortgage Performance Improved During the First Quarter 2015	First Quarter 2015
03/27/2015	Mortgage Performance Improved During the Fourth Quarter 2014	Fourth Quarter 2014
12/19/2014	OCC Reports Mortgage Performance Improvement Continues	Third Quarter 2014
09/25/2014	Mortgage Performance Improvement Continues, OCC Reports	Second Quarter 2014
06/26/2014	OCC Reports on Mortgage Performance For First Quarter of 2014	First Quarter 2014
03/27/2014	OCC Reports on Mortgage Performance For Fourth Quarter of 2013	Fourth Quarter 2013
12/23/2013	Improvement in Mortgage Performance Continues, OCC Reports	Third Quarter 2013
09/26/2013	OCC Reports Continued Improvement in Mortgage Performance	Second Quarter 2013
06/27/2013	Mortgage Performance Continues Steady Improvement in Mortgage Performance, OCC Says	First Quarter 2013
03/27/2013	OCC Reports Mortgage Performance For Fourth Quarter	Fourth Quarter 2012
12/21/2012	OCC Reports Mortgage Performance For Third Quarter	Third Quarter 2012
09/27/2012	Mortgage Performance Improved from a Year Ago, OCC Report Says	Second Quarter 2012
06/27/2012	Mortgage Delinquencies Fall to Three-Year Low	First Quarter 2012
03/28/2012	Overall Mortgage Performance Remained Stable During the Fourth Quarter of 2011, Improved From a Year Earlier	Fourth Quarter 2011
12/21/2011	Overall Mortgage Performance Stable, Delinquencies Remained Elevated in Third Quarter 2011	Third Quarter 2011
09/29/2011	Mortgage Delinquencies Rose During Second Quarter of 2011	Second Quarter 2011
06/29/2011	Mortgage Performance Improves During First Quarter of 2011 as Large Number of Troubled Loans Works Through the System	First Quarter 2011
03/31/2011	Mortgage Performance Slightly Better in Fourth Quarter of 2010 Serious Delinquencies Drop for the Fourth Consecutive Quarter	Fourth Quarter 2010
12/29/2011	OCC and OTS Report Shows Mortgage Performance Steady in Third Quarter of 2010, Includes New State-Level Data	Third Quarter 2010
09/24/2010	OCC and OTS Release Mortgage Metrics Report for Second Quarter of 2010	Second Quarter 2010
06/23/2010	OCC and OTS Release Mortgage Metrics Report for First Quarter of 2010	First Quarter 2010
03/25/2010	Mortgage Metrics Report for Fourth Quarter of 2009	Fourth Quarter 2009
12/21/2009	Mortgage Metrics Report for Third Quarter of 2009	Third Quarter 2009
09/30/2009	Mortgage Metrics Report for Second Quarter of 2009	Second Quarter 2009
06/30/2009	Mortgage Metrics Report for First Quarter 2009	First Quarter 2009
04/03/2009	Mortgage Metrics Report for Fourth Quarter of 2008	Fourth Quarter 2008
12/22/2008	Mortgage Metrics Report for Third Quarter of 2008	Third Quarter 2008
09/12/2008	Mortgage Metrics Report for Second Quarter of 2008	Second Quarter 2008
06/11/2008	Mortgage Metrics Report for First Quarter 2008	First Quarter 2008