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Hua Kiefer

Financial Economist
Credit Risk Analysis Division

(202) 649-5550

photo of Hua Kiefer  

Hua Kiefer is a Financial Economist in the Credit Risk Analysis Division within the Economics department of the Office of the Comptroller of the Currency (OCC).

Dr. Kiefer’s current research interests include spatial relationships in housing market, households’ social interaction behavior, and spatial patterns of mortgage defaulting decision. Her fields of interest include urban, real estate and regional economics, spatial econometrics, and applied microeconomics. Before joining the OCC in 2008, Dr. Kiefer taught at Texas Tech University. She received her doctorate in economics from Ohio State University.

  1. Hua Kiefer, Leonard Kiefer, and Tom Mayock (2015).  “Should we Fear the Shadow? House Prices, Shadow Inventory, and the Nascent Housing Recovery,” the Journal of Real Estate Finance and Economics, 29 April, p.1-50.
  2. Kiefer, Hua (September 2012). “Residential Location Choice: The Role of a Taste for Similarity,” International Journal of Economics and Finance, 4(9).
  3. Kiefer, Hua (September 2011). “The House Price Determination Process: Rational Expectations with a Spatial Context,” Journal of Housing Economics, 20(40), pp. 249-266.
  1. Dennis Glennon, Hua Kiefer, and Tom Mayock (2015). “Housing Value Estimation: An Application of Forecast Combination to Residential Property Valuation.”
  2. Hua Kiefer and Leonard Kiefer (2015). “Underwater Homeowners Resurface: Past and Future.”
  3. Kiefer, Hua and Leonard Kiefer (September 2011). "A Reality Check for Credit Default Models."
  4. Kiefer, Hua and Leonard Kiefer (June 2010)."The Co-Movement of Mortgage Foreclosure Rate and House Price Depreciation: A Spatial Simultaneous Equation System."
  5. Kiefer, Hua and Leonard Kiefer (September 2009). “Federal Reserve Policy and US State Income Dynamic.”
  6. Garasky, Steve, Donald R. Haurin and Hua Kiefer (June 2007).  “Locational Choice Upon First Exit from the Parental Household:  Understanding the Influences of Race, Ethnicity and Assimilation.”